If you are a business owner with equipment, vehicles, machinery and inventory, a fire can destroy more than just your building, it may destroy your entire life’s work and the legacy built in your business. Fires in a commercial setting can be caused by chemicals, oil, batteries, or industrial products that can greatly accelerate and magnify a fire that results in total loss. This is even more devastating if your business only had one location and one business to where everything was lost in such a fire.
If you are unfortunate to have suffered a fire, the first thing to do is contact the public adjusters from Adjusters of Michigan before you contact your insurance company. They are your premiere “public adjuster near me” that you have been searching for that will efficiently file an insurance claim for commercial fire damages.
As owner, property, or operations manager, time is money. If you are not operating your business than you are losing money. The Adjusters of Michigan streamlines the claim process and returns your business property to normalcy as soon as possible. The following are some fire damage insurance claim tips from Adjusters of Michigan, the premiere public adjusters of Macomb County, Oakland, Wayne County and all of southeastern Michigan.
- A) You MUST contact a licensed public adjuster immediately to review your commercial property insurance policy for deadlines to file a commercial fire claim.
- B) You MUST include the following in your fire damage insurance claim: 1)date of loss, 2) type of loss or damage, 3) location of damage, 4) any injuries, others involved, 5) detailed descriptions of all damaged items, 6) temporary repairs that needed to be made, 7) a police/fire report, 8) photos and video of all damages, 9) and repair/replacement estimates.
- C) You Must save all receipts for any outsourced assistance and business downtime calculations so that you can also include it in this commercial fire claim.
- D) You MUST prepare your business’ books and records for interruption coverage (if you have it).
- E) You MUST remain in contact with your Adjusters of Michigan public adjuster while they handle filing your fire damage insurance claim for you.
- The Public Adjusters from Public Adjusters of Michigan know that fire claims can happen for many reasons and making sure that such fires are covered by your commercial property insurance policy is important. If you need someone to look over your current policy with you, compare policies with you, or you need to file a commercial fire insurance claim, our licensed public adjusters are here to help.
Adjusters of Michigan Advocate Claims is a public adjusting agency in Macomb County, Michigan that offers No Recovery-No Fee services and No Obligation Consultations. Call us at 248-808-5884 today for more information on how to handle commercial property insurance claims.